Terms and Conditions

Welcome to JK Capital Invest. By accessing or using our website and services, you agree to the following terms and conditions. Please read them carefully.

1. Introduction

These Terms govern your use of our website and services including daily banking, Parcelforce services, off-licence, stationery, confectionery, and newspaper delivery.
By using our platform or services, you confirm that you accept these Terms.

2. Services

We provide a variety of in-store and local services aimed at making everyday tasks convenient for our customers.
All services are subject to availability, legal regulations, and operational timings.

3. Payments

All prices listed are in local currency and may change without prior notice.
Payments must be completed before service delivery unless otherwise agreed.

4. Refunds & Cancellations

Refunds or cancellations are handled according to the nature of each service.
  • For Parcelforce or courier services: once a shipment is dispatched, refunds are not applicable.
  • For retail purchases (stationery, confectionery, etc.), items may be returned if unused and in original packaging within 7 days.
  • Banking or financial services are non-refundable.

5. Customer Responsibilities

You agree to:
  • Provide accurate and complete information when using our services.
  • Avoid any misuse, fraud, or unlawful activity through our platform.
  • Comply with all applicable local laws and regulations.

6. Liability

JK Capital Invest will not be held responsible for:

  • Delays caused by third-party partners or external factors.
  • Loss or damage resulting from misuse of services.
  • Errors or technical interruptions on our website.
We always aim to resolve issues fairly and promptly.

7. Intellectual Property

All content, logos, and materials on our website are the property of JK Capital Invest. You may not copy, reproduce, or distribute any material without prior written permission.

8. Changes to Terms

We may update these Terms periodically. Continued use of our services means you agree to the updated version.

9. Governing Law

These Terms are governed by the local laws of [Insert Country — e.g., United Kingdom or Pakistan]. Any disputes will be handled by the local courts within our operating region.

10. Contact Us

For any questions regarding these Terms, please contact: